Term Life Insurance
Primerica Life Insurance Company
Debt Consolidation Loans
Citicorp Trust Bank, fsb
Citicorp Home Mortgage
Mutual Fund Investments
AGF Group of Funds
Franklin Templeton Investments
Legg Mason Partners Funds
Primerica Concert Allocation Series
Van Kampen Investments
Auto & Home Owner's Insurance
Primerica Secure™ and Insurance Answer Center®
Common Sense Funds
Long Term Care Insurance
Pre-Paid Legal Services
Primerica Legal Protection Program
Home Mortgage Loans
Representatives of Primerica meet individually with members to assist them in financial planning. Primerica offers a wide variety of products including mortgages, life insurance, investing programs, and much more.
In addition, Primerica presents seminar for members on debt reduction/elimination, retirement planning, home mortgages, and earning extra income.
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Most people are “loaners.” They invest their money in what they consider to be safe investments, usually at a local bank or credit union. Being a “loaner” can be a barrier to your financial independence.
Where do you have the potential to get the kind of rate of return you need to keep ahead of inflation? Equity investments or, simply put, the stock market. The market takes you out of the “savings” mode and puts you into the “investment” mode. *
Mutual funds are one of the best options available today. They offer an opportunity to participate in the stock market without having to select and manage individual investments yourself.
A mutual fund is an opportunity for you, together with many other investors, to pool your money. Professional money managers invest the “pool” for you, keeping the investments under constant supervision.
As an investor, you own shares in your portion of the investment. You also receive your proportionate share of any earnings on the investment of the funds.
Of all the threats to your financial security, none is more dangerous than debt. If you’re nearing a crisis point and your debt payments are consuming your disposable income, consider a debt consolidation loan through Primerica.
- What is a debt consolidation loan?
With a debt consolidation loan, the lender pays off your creditors and combines all the balance amounts into one loan with one fixed payment. Once you’ve consolidated, you’ll usually begin to make lower monthly payments. You can then apply the extra money you’ve made available toward your debt freedom and retirement saving.
But remember, once you consolidate your debt, it’s critical that you close your credit accounts. It’s important to develop the discipline for paying cash only, otherwise you might end up where you started.
Life insurance may be one of the most important financial products many of us will ever own, and buying the right kind of life insurance is one of the best ways to protect your family’s future.
The purpose of life insurance should be to protect the family against the premature death of the breadwinner or caretaker. You’re paying for a substitute of income or to replace the caretaker’s responsibilities. The people that primarily need it are those who have others depending on them for support, not necessarily financial.
Primerica offers term life insurance, 100% of the time. Term insurance provides pure death protection. Life insurance is not a permanent need that every family has. Many experts see it as a way to simply “buy time” until you accumulate savings, not as a permanent fixture in your financial program.
- The Financial Strength to Deliver for Your Loved Ones
A life insurer’s financial strength is an important indication of the company’s ability to pay out your death benefit. You’re counting on that money to be available to your loved ones, should they need it. Primerica takes fiscal responsibility very seriously. The strong financial ratings of our life companies reflect our commitment to being there for the millions of families who put their trust in u
Primerica offers the 529 Plan, which is is an education savings plan operated by a state or educational institution designed to help families set aside funds for future college costs.
As a subsidiary of Citigroup, Primerica markets first-rate financial products and services from some of the world’s more recognizable companies mentioned below: