Prestige Professional Management
Your Consumer Resource Specialist
Dental Insurance
Why Should I Have Dental Insurance?
It makes dental care more affordable. While it’s vital that you brush and floss regularly, it’s also necessary to supplement your efforts with regular professional care. Because dental insurance focuses on prevention, many services such as preventive check-ups and cleanings are usually covered at 100 percent. Dental insurance also helps reduce your out-of-pocket costs for many procedures by sharing the cost with you. Without a dental plan, you would be responsible for the full cost of your treatment.
You are more likely to avoid future dental problems.
When you schedule regular preventive checkups, your dentist can detect problems early. This can help you avoid more costly and complex procedures, like crowns and root canals, down the road. In fact, for each dollar spent on preventive services, it is estimated that $50 or more is saved on more expensive procedures.
You are more likely to get the care you need.
Families with dental insurance are almost twice as likely to get preventive care as those without it4. And people who develop more complicated oral problems are more likely to skip needed treatments due to cost if they don’t have dental insurance5. Mostly untreated, often preventable, oral diseases result in more than 2.1 million emergency room visits nationwide each year.
It’s good for your overall health.
Research shows that oral care is not just good for your smile, it also has a positive effect on your overall health. Studies have shown that oral health complications can be associated with an increased risk of heart disease and many other health conditions, and also exacerbate diabetes, according to the National Academy of Medicine.
During an oral exam, your dentist can potentially detect signs in the mouth of more than 120 diseases including heart disease and diabetes. This can lead to earlier, less costly and even life-saving treatment.
Also, when oral diseases go untreated, it can lead to problems with eating, speaking, learning and productivity for children and adults.
Dental insurance makes it much easier to protect your entire family’s oral and overall health by helping you get the care you need and by saving you money. Make sure you get the full value of dental insurance benefits by purchasing a plan and using your preventive care regularly.
